Engagement
Underwriting policy adherence review
Trace loan origination applications against the credit policy clauses that govern exceptions, overrides, and delegated authorities.
Focus
Overrides and exceptions often hide inside otherwise tidy application packs. This engagement reads loan origination applications specifically for policy adherence: who approved the exception, whether compensating controls exist, and whether the file records the rationale.
Deliverable
A clause-mapped findings table plus a short facilitation session with underwriting supervisors to walk through recurring override patterns.