Engagement
Pre-disbursement application check
Point-in-time reading of approved loan origination applications before funds leave the ledger, focused on completeness and authority.
Purpose
When operations queues run hot, approved packs can reach disbursement with missing pages or unclear dual-control signs. This check is a narrowly scoped financial audit of loan origination applications sitting in the pre-release queue.
Included
- Completeness scan against your disbursement checklist
- Confirmation that approval levels match facility size
- Flag list returned same cycle when batch size stays within the agreed band
Not included
Re-underwriting the credit decision from scratch, or customer contact to collect missing documents—those remain with your operations team.